What we'll do for you.
From understanding your goals to settlement and beyond, here is how we’ll work together.
Your specialist mortgage brokers
Capital X is here to match you with the right loan to suit your financial goals
About Us
At Capital X, we specialise in structuring loans that align with your financial goals - helping you pay off your mortgage as quickly as possible without compromising your cash flow. Whether you’re a first-home buyer, seasoned investor, or looking to refinance, our personalised solutions ensure your loan works for you, not the other way around.
With over two decades of industry experience, we’ve built a reputation for simplifying the mortgage process and delivering tailored strategies that empower our clients to achieve financial freedom.
Our dedication to providing personalised advice and clear guidance has earned us numerous five-star Google reviews, with clients consistently praising our ability to help them save years on their mortgages while maintaining financial stability.
Why Choose Us?
Expert Loan Structuring: We focus on creating loan solutions that prioritise paying off your mortgage faster while keeping your cash flow intact.
Proactive Support: Clients value our proactive communication and updates, ensuring they always feel informed and confident in their financial decisions.
Community Trust: Based in Melbourne, every client is referred through our existing network—a testament to the strong relationships we’ve built and the trust we’ve earned.
Flexible and Accessible: We accommodate your schedule with flexible appointment times, making the process as smooth and convenient as possible.
Our Key Value Proposition
At Capital X, we understand that every client’s financial situation is unique. That’s why we craft tailored loan solutions designed to help you achieve your financial goals faster, without unnecessary stress or financial strain. Our approach is all about empowering you to pay off your loan sooner, build equity, and secure your financial future.
Connect With Us
Whether you’re buying your first home, expanding your property portfolio, or refinancing for a better strategy, Capital X is here to help. Contact us today to experience our personalised, goal-driven approach to lending.
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Understand your goals
We’ll take the time to understand your unique situation and goals.
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Provide you with some options
We’ll do thorough research, provide you with a few loan options and help guide you through your decision.
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Get it sorted for you
Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled.
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Help you save
We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).
What makes us different?
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Your own personal, non-bank affiliated loan expert |
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Free for you1 |
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We work in your best interests (we’re not owned by a bank) |
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Fast turnaround times2 |
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Access to over 60+ banks and lenders in one place3 |
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Ongoing support and guidance once your loan has settled4 |
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